ARCHIVES(Journal of Harmonized Research in Management)

Author: Ashish Jaiswal* and Sachin Raghuwanshi
Keyword: Digital India, NeGP, e-Governance, Mygov, ICT, IT/ ITeS, e-Services
Page No: 9-18
DOI: 10.30876/JOHR.5.2.2019.09-18
Abstract: The word “Digital” has become an integral part of our life. In every aspect there is a use of digital technology whether it is functioning of a Government department, private organization, normal busi ness or a service delivery for common citizen. The ‘Digital India’ programme was launched by the Hon’ble Prime Minister of India on 1stJuly 2015 has targeted to make Government services available to citizen digitally and leverage benefit of Information and Communication Technology (ICT). This programme is being implemented to transform India into a digitally-empowered society and a knowledge economy. Digital India tends to make use of the latest technologies like mobile apps, cloud computing and Wi-Fi to improve the governance, for ease of doing business and to deliver effective and efficient services to citizen till the last mile. The Digital India programme is also facing challenges in implementation given the demography and geography of the country. The focus of this research is to find out how Digital India can help in sustainable development and improve the citizen’s quality of life.Download PDF

Author: Sachin Raghuwanshi* and Ashish Jaiswal
Keyword: Financial Inclusion, PMJDY, Jan Dhan, ICT, RBI.
Page No: 19-28
DOI: DOI: 10.30876/JOHR.5.2.2019.19-28
Abstract: Financial Inclusion is process of providing access to financial services to the poor, low income, weaker and vulnerable group of society at a reasonable cost wherever required by them. Financial inclu sion is an enabler for 7 of the 17 Sustainable Development Goals. India faces a big challenge of giving access to banking services and insurance coverage to masses, reach to financial institutional has so far remained a challenge to a vast portion of rural population.RBI has taken considerable actions to include more sections of society for financial inclusion in India. The ICT developments can be leveraged to increase the banking outlets in remote and ruralareas without having to open brick and mortar bank branches. Technology needs to facilitate the branch to go where the customer is present, rather than the other way. Along with the physical infrastructure, the environment of understanding the requirement and delivering the solution accordingly is the need of the hour.This paper has re-established the fact that both social and economic factors are pivotal in financial inclusion exercise.Download PDF

Author: Ashish Jaiswal
Keyword: Open data, Sustainable Development Goals, SDG, Open Government data platform, data set, services, platform.
Page No: 29-32
DOI: 10.30876/JOHR.5.2.2019.29-32
Abstract: Open Data can be defined as the data which is available online for anyone and everyone to consume and use it freely, it can be reused and also redistributed. In India in the year 2012 the Open Governm ent Data Platform India ( has been setup as per the National Data Sharing and Accessibility Policy of India. Open Government Data platform provides single point access to open datasets, enhanced visualization platform, responsive web layout, cataloging of similar resources, embedding catalogs, APIs, widgets for sharing filtered set of catalogs and catalogs subscriptions etc. The open data initiatives also support the UN 2030 Agenda for Sustainable Development Goals (SDG) which intends to bring accountability and transparency in public administration which can further help into developing national development plans and sustainable development strategies. The paper provides an insight on role of open data available in India towards achieving Sustainable Development Goals. There is a lack of awareness and validation of open data that limits the effectiveness of uses of open data initiatives for planning, monitoring and research, quality of existing government data and there is long way to go before the output of open data will be actual benefit the life of citizens.Download PDF